L.M. Bravo and Associates, Inc lmbravoandassociates.com

About Us

12930 SW 128 Street Suite 201A
Miami, , FL 33186

Phone: 305-971-8522
Fax: 305-408-0227

Luisa @lmbravoandassociates.com
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Learning Center

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L.M. Bravo and Associates, Inc lmbravoandassociates.com

Helping you plan today for tomorrow’s peace of mind.

Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Disability Income Insurance

How much Disability Income Insurance do you need?

More Calculators →

Newsletters

You’ve Sold It: What’s Next?

If you are a business owner who is considering selling your enterprise soon, you may be able to reap even greater rewards by doing a little prep work now.

Regain Your Individuality

When employees leave their jobs, they have a choice to make: they can withdraw the money, leave the money in their former employers’ retirement accounts, or roll the money into another retirement plan.

Your Estate Net Value

For many, the ultimate goal of estate conservation is preserving a financial legacy to pass on to loved ones or charitable organizations, and the first step toward reaching this goal is determining how much there is to conserve.

IPO Trends

Though experts are expecting 2007 to be another big year for initial public offerings, or IPOs, the U.S. IPO market may not be the same as in years past.

More Newsletters →

Luisa M. Bravo is A Financial Representative of The Guardian Life Insurance Company of America, New York, NY.

Luisa M. Bravo is a Registered Representative and offers securities products and services through Park Avenue Securities LLC (PAS) 14021 Metropolis Avenue, Ft. Myers FL 33912, 1-239-561-2900. PAS is an indirect wholly owned subsidiary of Guardian. L.M. Bravo and Associates is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member FINRA/SIPC. www.finra.org

The information in this site is intended for the residents of Florida, Wisconsin and North Carolina. The financial representatives of L. M. Bravo and Associates, Inc. are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Luisa Bravo at 305-971-8522.

The information or opinions in this Internet site should not be construed by any consumer and/ or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directly solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/ or the prospective client reside. Any subsequent direct communication with a consumer and/ or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or the prospective client reside.

Links to other websites are for your convenience in locating relating information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities LLC (PAS) does not mantain these other sites and have no control over the organizations that mantain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believes that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly , this Agency, Guardian and PAS expressly disclaims any reponsability for the content, the accuracy of the information or the quality of products or services provided by the organizations or their products or services in any way.

L. M. Bravo and Associates Inc.